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Federal Perkins Loans

General Information

The Federal Perkins Loan is a low interest, long-term loan in the student's name. These loans are need-based and made to undergraduate, graduate, and veterinary medicine students with significant levels of financial need.


  • Remain enrolled at least half-time to retain eligibility for this award
  • File a FAFSA (with signatures) by the priority deadline


The following must be completed on Hokie SPA or  MyVT before the funds can be disbursed to the student's account

  • Entrance Interview
    • Online document that provides general loan information
    • Contains questions based on the loan information to make sure the student understands their rights and responsibilities of borrowing a Perkins Loan.
    • Only needs to be completed with the first Perkins Loan award
  • Questionnaire
    • Reference information necessary to qualify for the loan
    • Must be completed for EACH new Perkins Loan awarded
  • Promissory Note
    • Completed online; documentation that the student promises to repay the loan
    • Must be completed with first Perkins Loan, then obligates student for all future Perkins Loans